Category: Pets

Pets can bring a lot of joy to our lives. They can provide us with companionship, love, and laughter. They can also help to reduce stress, lower blood pressure, and boost our moods. For many of us, pets are an important part of our families. However, owning a pet is a big responsibility. It requires time, effort, and commitment. Before you decide to bring a new pet into your home, make sure that you are prepared to meet the needs of your furry (or scaly) friend. Once you have made the commitment, enjoy the rewards that come with being a pet owner!

  • Adopting A Dog: Should You Change Their Given Name?

    Adopting A Dog: Should You Change Their Given Name?

    dog smiling with tongue out wearing a leash with text that says Adopting A Dog: Should You Change Their Given Name?

    After much contemplation and soul searching, you’ve decided it’s time to adopt. After researching the various humane societies in your area online, you’ve determined you want to adopt your pup from a high-kill shelter. You won’t just be saving their life; they’ll forever change yours.

    RENAMING A DOG AFTER ADOPTION

    Good v. Bad Dog Names

    You probably noticed in your search for your doggie companion that a lot of the names shelters seem to come up with are a little, well…a little silly. Names like ‘Cookie’ and ‘Shamrock’ seem like a cop-out.

    It certainly can’t be easy getting unnamed new dogs and cats into the shelter every day, but does that mean volunteers should name a Doberman mix Goofy? It just doesn’t work.

    Some shelter dogs have great names, like the Shih Tzu Poodle mix Wookie; the name just fits him. Unfortunately, not all dogs can land those fun and fitting namesakes. When you adopt your hairy baby, you might not like the name that comes along with them.

    What Does a Name Mean to Your Dog?

    a dog sitting in a car

    Names are very personal, and no one gets to choose their own; they’re given to us, weird spellings and all. Understanding this, we apply how we feel about names to how our pooch must think about his name, too; just because he has a black spot over one eye, does that really mean he should forever be Bullseye?

    The question to ponder here is how fair is it really to change your adopted pup’s name? Imagine if your parents had called you Alice for the first three years of your life, decided they didn’t like it, and then started calling you Emma. That would make for some strange happenings.

    You’ve been conditioned to answer to your name, so has your dog. The six-year-old mutt you’re adopting might have been surrendered to the shelter, and the name he has might be the name he has had since he was a puppy.

    Some people will argue that changing the dog’s name is unfair to the dog, but according to dog trainer Amber Burkhalter, changing your adopted pup’s name could be a good thing.

    How Do You Teach a Dog a New Name

    Dogs don’t understand words; they read your commands through your tone of voice and body language. If they have associated a negative connotation with their given name and flinch when it’s called, changing your new family member’s name will provide him with the fresh start he deserves.

    To make the name change a smooth transition for the four-legged kiddo, Petfinder suggests you say the new name while feeding the pup treats. This will positively reinforce the name while teaching your dog to come to you when his name is called.

    Another way to change his name is by using his current and new name together. For example, if the pup’s name is Cookie and you want to name him Rip, call him ‘CookieRip’ for a couple of weeks. After a couple of weeks, drop the ‘Cookie’ and just call him Rip.

    Don’t worry. This won’t confuse your new dog. Because the former Cookie has already heard and responded to Rip, he will understand that Rip is associated with himself.

    Ultimately, you can rename your adopted dog. If you do, make it extra special with a sweet new pet ID tag ceremony—it’ll be the christening of your new family!

    Would you ever name a new dog after an old dog?

  • Does Homeowners Insurance Cover Damage From Pets?

    Does Homeowners Insurance Cover Damage From Pets?

    Does Homeowners Insurance Cover Damage From Pets

    They are cute, some are furry, and they’re all loyal. Pets are great to have around for company.

    A recent survey by the American Pet Products Association showed that there are over 77.8 million pet dogs in the U.S. The figure representing pet cats is even higher.

    The same survey showed that over 4.5 million people suffer dog bites annually. More than half of this figure represents children, and over 800,000 of these injuries are severe enough to need medical attention.

    Owning a pet isn’t all a bed of roses. If you don’t have pet or homeowners insurance, the cost of any damage caused by your pet will come right out of your pocket.

    [click_to_tweet tweet=”Within your homeowners insurance policy resides protection called liability coverage. This is the protection for all things pets. Click here to learn more! #petowner #pets” quote=”Within your homeowners insurance policy resides protection called liability coverage. This is the protection for all things pets. Click here to learn more!”]

    Does My Homeowner’s Insurance Cover Dog Bites?



    Imagine that you’re having a great afternoon at home, and the doorbell rings. Your dog just bit your neighbors’ little 5-year-old girl, and she has been rushed to the hospital. Your neighbor wants to know how you’re going to handle this.

    Injuries caused by pets can result in thousands of dollars in medical bills. If the other party decides to sue you, you could end up paying hundreds of thousands or even millions depending on the severity of the injuries. These fees aren’t easy to pay out of pocket. It helps to have something to fall back on.

    Many homeowners are surprised to learn that their homeowner’s insurance covers pet damages. Liability coverage in your homeowner’s insurance policy is designed to protect you in case of damage or injuries to other parties that you can be held liable for.

    However, it is crucial to be cautious here. This coverage is limited. Some homeowner’s policies don’t even include this type of coverage. It is, therefore, important to check on this when seeking homeowners insurance quotes.

    Even if your insurance provider offers coverage for pet damages, it is essential to check the fine print. Various factors are considered by the insurance company when deciding whether they will provide compensation or not.

    Keep the following in mind:

    Exotic Pets


    If your pet is considered exotic, you may not be covered for damage by the pet.

    These pets may include pets that would not typically be sold out of a pet retail store. These may consist of tigers, monkeys, or other wild animals.

    Damage to Your Own Dwellings or Property

    Insurance companies typically do not cover dwellings or their contents when the primary cause of loss is a pet owned by the policyholder.

    If your pet destroys your expensive sofa, door, or area rug, your insurance provider isn’t likely to compensate you. However, the insurance provider will offer coverage if your dog chews on your neighbor’s carpet or your cat scratches up their couch.

    Dog’s With History of Aggressive Behavior


    Dog bites are quite common. They can also be very expensive.

    According to State Farm and The Insurance Information Institute, home insurance claims related to dog bites made up 4.7 percent of homeowners’ insurance costs in 2014.

    These claims resulted in insurance providers paying over $530 million, with the average claim being slightly over $32,000.

    It’s, therefore, understandable that insurance providers will be wary of insuring dogs they consider dangerous. These include poorly trained dogs or fall in the category of dangerous breeds, such as Rottweilers, Pit Bull Terriers, and German Shepherds.

    Getting Dog-Friendly Homeowners Insurance


    Some states will offer certain protections to cover damages caused by pets. However, it’s vital to ensure that damages by your pet are covered.

    Consider taking a stand-alone liability policy. This may mean meeting specific requirements, such as installing a fence or cages.

    So does homeowners insurance cover pet damages? The answer is maybe, but not always. Whether you’re planning to buy a homeowners insurance policy online or in person, prepare a list of questions to ask beforehand so you can cover every necessary angle.

    Your pocket and peace of mind will thank you later on.

    Can you name any dog-friendly homeowners insurance companies?